Financial statements — ISTARSKA KREDITNA BANKA UMAG d.d.

As-reported financial statements for ISTARSKA KREDITNA BANKA UMAG d.d. (IKBA): income statement, balance sheet and cash flow — every period in our database, EUR millions. Line items follow our standardized extraction schema; the original labels are in the source documents linked in the column headers.

Income statement (annual, EUR millions)

Line itemFY2025
Net interest income 21.3
Net fee and commission income 5.6
Total operating income 27.9
Loan loss provisions -0.0
Pre-tax profit 13.5
Income tax 2.5
Net profit for the period 11.1
attributable to owners of the parent 11.1
attributable to non-controlling interests 0.0

Balance sheet (annual, EUR millions)

Line itemFY2025
Total assets 820.7
Cash and cash equivalents 297.1
Loans and receivables from customers 390.2
Total equity and reserves 83.7
attributable to owners of the parent 83.7
non-controlling interests 0.0
Customer deposits 733.6

Cash flow (annual, EUR millions)

Line itemFY2025
Cash flow from operating activities 5.7
Cash flow from investing activities -1.2
Capital expenditure (capex) 1.2
Cash flow from financing activities -3.3

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