Financial statements — AGRAM BANKA d.d.

As-reported financial statements for AGRAM BANKA d.d. (KBZ): income statement, balance sheet and cash flow — every period in our database, EUR millions. Line items follow our standardized extraction schema; the original labels are in the source documents linked in the column headers.

Income statement (annual, EUR millions)

Line itemFY2025
Net interest income 16.2
Net fee and commission income 3.9
Total operating income 23.8
Loan loss provisions 1.4
Pre-tax profit 8.5
Income tax 1.5
Net profit for the period 7.1
attributable to owners of the parent 7.1
attributable to non-controlling interests 0.0

Balance sheet (annual, EUR millions)

Line itemFY2025
Total assets 638.6
Cash and cash equivalents 101.4
Loans and receivables from customers 354.0
Total equity and reserves 72.9
attributable to owners of the parent 72.9
non-controlling interests 0.0
Customer deposits 512.7

Cash flow (annual, EUR millions)

Line itemFY2025
Cash flow from operating activities 70.1
Cash flow from investing activities -0.7
Capital expenditure (capex) 0.8
Cash flow from financing activities -77.7

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